Car Title Loans Los Angeles
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Car Title Loans Los Angeles
Take advantage of the information presented below about GetABetterTitleLoan.com.
Fill out the form on this page to see if your vehicle qualifies for a car title loan.
You will know immediately if your vehicle qualifies for a car title loan!
If your vehicle qualifies, you are under no obligation to proceed any further.
But you obviously need a car title loan, or you wouldn’t be here!
If your vehicle does not qualify, we have kept our promise not to waste time!
What Do I Need to Get A Car Title Loan?
We get this question all the time from people in Los Angeles.
The answers are easy.
Do I need to own my car debt-free to get an auto title loan?
Answer: Not in all cases. If you own your car or truck outright, that’s great. But if you already have a loan on your car or truck, we may be able to pay it off for you! Just ask about refinancing options..
Do I need to have a job to get a vehicle title loan?
Answer: Not in all cases. If you have a job, great! But if you have other sources of income, you may qualify. If you can show the ability to repay the loan – enough monthly income remaining after deducting monthly expenses, then you can qualify.
Do I need to have full insurance to get a fast cash title loan?
Answer: Yes. But if you do not have full insurance which protects the vehicle in case of accident, we can help you get insurance at competitive rates.
Do I need a California Driver’s license to get a quick cash title loan?
Answer: Yes. The state of California requires a valid driver’s license to operate a vehicle registered in your name.
Do I need to have a good credit score to get a title loan?
Answer: No. We lend to people with bad credit scores. We will not run your credit unless you want your credit score evaluated.
Do I need to be a resident of California to get a car cash title loan?
Do I need to pay any fees to apply for a car title loan?
Answer: No. But if you are approved and agree to accept the loan, you pay an administrative fee of $75 (on loans up to $5,000*) plus a $15 lien transfer fee (paid to California DMV.)
* for loans greater than $5,000, the administrative fee is negotiable.
Now that you have these answers, you can see how easy it is.
Give us a call or fill out the contact form on this page.
Car Title Loans Online Los Angeles
At GetABetterTitleLoan.com we specialize in car title loans online.
Los Angelinos love our straight talk and fast service.
Visit a store! Why would you?
Los Angeles residents need not bother searching online for Car Title Loans Near Me.
In today’s modern world, visiting a car title loan store is a waste of time.
You say, “I need cash now.”
We say, “We offer fast cash title loans online.”
You can apply online or over the telephone.
You can get a quick cash car title loan over the Internet.
Serving Area for Car Title Loans in Los Angeles
Los Angeles, California is a big, beautiful city! Beaches, mountains, and thousands of amusement, dining, and entertainment venues are easily within reach.
Los Angeles is home to fabulous sports teams, world-class universities, iconic landmarks and much more.
Los Angeles is a land of breathtaking natural beauty, with bustling seaports, one of the world’s busiest airports, and sprawling high-rises where innovators apply their craft in industry, film and the performing arts.
Los Angeles is the second largest media market in the United States, and home to many prize-winning publications.
Los Angeles is a land of native Americans, and immigrants from around the world. People flock to the city to pursue dreams and build a sustainable future.
Los Angeles is a prime travel destination for millions of people from around the world.
No wonder it is called, “The City of Angels.”
Here is a sample to things to do in Los Angeles.
Automobiles and Car Title Loans in Los Angeles
Los Angeles also features an extensive network of roads and highways, with millions of registered vehicles, and thousands of automobile dealerships and car rental companies.
The people of Los Angeles love their vehicles. They use their vehicles for more than transportation. There is no doubt, there are more car title loans in Los Angeles than any city in the United States.
Bad Credit Car Title Loans in Los Angeles
People in Los Angeles need cash now for household expenses, emergencies, and to ease other financial worries.
If you have bad credit or no credit, then you have come to the right place.
At GetABetterTitleLoan.com, we offer no credit check car title loans for people who do not want their credit checked through one of the financial bureaus such as Experian, Transunion or Equifax.
Simply inform our representative of your preference and we are good to go!
We will never run your credit without permission.
We work with customers who have bad credit, no credit, and good credit, too.
We are a trusted partner, licensed by the state of California as a lender & broker.
Call us today or just fill out the quick contact form!
Benefits of A Car Title Loan in Los Angeles
People tell us a car title loan fits their Los Angeles lifestyle.
Here are examples of what people say:
“Car title loans are really flexible.”
“I got the cash quick and I needed it. Thank you.”
“I borrow money for as long as I want. I keep my car. Yeah, my payments are more but I can pay it off anytime.”
“There was no extra cost when I paid it off early. When does that ever happen?”
“My car is my new bank.”
“So, like, my car didn’t qualify the first time. No BS at all. Took two minutes. A year later I went back with another car. No problem, sir, done. They are the only kind of loan people who give you straight answers, and fast.”
“I’ve had several car title loans because it is fast and easy.”
“My credit is no good and getting money was easy.”
“Fast money is what I needed and fast money is what I got.”
“Getting cash was no hassle and like really quick. The girl who helped me was awesome.”
“I was in a hurry and you know what that’s like. Getting the car title loan took less time than filling out the bank application and then they said no. The worse part was, I told the guy my credit sucked before we ever started. No, the worst part was, he even tried to give me a piece of candy when I left, you know, so I didn’t feel a total loser (expletive.) But that don’t help my problem, at all. Total waste of time.”
“I had nowhere else to go. I was surprised how easy it was.”
“I was in a jam and needed cash. I’ll definitely come back.”
“Car title loan people get it. You don’t have to tell them how bad you need the money. They know you crashed and probably burned. They try to work a deal for you, no matter what.”
“I had this great deal going but one big problem. I used rent money and was going on three months getting behind. Bailed me out big-time.”
How Much is My Car Worth?
Everyone in Los Angeles has the same question.
How much your used car is worth is what someone is willing to pay you for it.
Having said that, there are several reputable websites that can estimate a value for your used vehicle.
Used auto values are primarily based on year, make, model, style or trim, color, general condition, mileage, and location.
Location is important. Vehicles depreciate more rapidly in certain parts of the country.
Depreciation (or less depreciation) is usually a positive factor in Los Angeles.
In addition, secondary or wholesale markets are stronger in metropolitan versus rural parts of the country.
Los Angeles has hundreds of dealers and car wholesalers which purchase vehicles through many auctions.
Some websites allow you to enter various factory and dealer installed options as well.
In addition, you will notice variations in pricing models amongst the websites. Each vendor uses their own unique valuation methodology.
For example, a vendor might base estimates upon list prices versus another vendor that bases estimates on negotiated (sale) prices.
Before you enter your information into the used car value websites listed below, here is a general guide to values:
Retail Value – If you visit a used car dealer in Los Angeles, this is the value you might expect to pay for a similar vehicle.
The retail value assumes the vehicle has been thoroughly evaluated by a service professional and necessary repairs completed to comply with California state law.
Private Party Value – The value you might get if you sell it yourself.
A private party value does not assume existing defects or necessary repairs. The vehicle value is sold “as is.”
If your vehicle has an obvious defect such as body damage, or a bad transmission, you would need to estimate the cost to repair and adjust the private party value accordingly.
Wholesale Value or Auction Value – The value a Los Angeles car dealer might expect to pay for a similar vehicle at a reputable auction. Generally, the auction has estimated the cost the dealer will incur to prepare the vehicle for sale.
Trade-In Value – The value a Los Angeles car dealer might pay you if you trade in your vehicle at the dealership.
The trade-in value is usually the lowest value.
The auto dealer must prepare the vehicle for resale or sell the vehicle at auction.
Plus, the dealer wants to make as much profit as possible given the unknowns of taking a trade into inventory.
Website Links to Used Vehicle Values
- Kelley Blue Book
- Edmunds True Market Value
- CarGurus Instant Market Value
- Cars.com Black Book Value
Compare Car Title Lenders in Los Angeles
LA residents have many choices for choosing a car title lender: Loan Mart, Title Max, TFC Title Loans, Montana Capital, Loan Max, Fast Auto Loans, and many others operate in the Los Angeles market.
Lenders go by different names. This can be confusing for people in Los Angeles trying to find a reputable lender. Even reputable lenders use trade names.
Be selective when choosing a lender. Unfortunately, there are “quick buck” artists in the industry.
Frequently, they make promises they cannot keep.
One way to distinguish the name from the lender is to check their website for a registered name and license number.
For example, the legal business entity Blue Coast Financial Services Inc. does business as GetABetterTitleLoan.com.
Blue Coast Financial Services Inc. is registered with the Secretary of State of California. Here is the link to do a business search
Car title lenders in California must be licensed by the Department of Business Oversight. Our license number is 60DBO-74450. Here is the link
Each business name (also called a trade name) must register with Los Angeles County.
You may search for GetABetterTitleLoan.com here
Do your research on car title lenders. It will help you avoid costly mistakes.
Compare Car Title Loan Payments in Los Angeles
There are many options for securing a car title loan in Los Angeles.
Each lender has their own underwriting criteria. Loan terms, including interest rate, length of term, and monthly payments vary.
The Annual Percentage Rate is a good way to compare car title loans.
Truth-In-Lending laws require that a lender disclose the Annual Percentage Rate in writing before you agree to the loan. You can find out more information here
If you currently have a car title loan with another lender, you can compare payments here: compare payments here
Once your specific loan, vehicle, and customer information is assessed, you can get an estimate of monthly savings.
Never Trust A Car Title Lender in Los Angeles if…
They promise “instant” approval. There is no such thing.
They promise you money in 15 minutes. They are not being truthful.
They promise you will get the most money from them. They cannot know how much other lenders will give you.
They promise you will get the lowest payments possible. They cannot know what the payments will be from other lenders.
They do not display their license number on their website. If they have no lender’s license, they are breaking the law in California.
What We Promise to Los Angeles Residents
We promise straight talk and fast service.
We promise to value your time.
We are a reputable and licensed lender & broker!
Our name says it all: GetABetterTitleLoan.com