Car Title Loans Long Beach
Fast Money Loans in Long Beach
Residents of Long Beach can get fast cash at GetABetterTitleLoan.com
Here is the fastest way to borrow money against your car or truck.
Fill out the form on this page.
You will know immediately if your vehicle qualifies for a loan.
The application can be done over the telephone.
You will be asked routine information.
The application telephone call takes about 15-30 minutes.
A credit check is not required.
You will be given a list of documents to submit to underwriting – photos of the vehicle, the vehicle title, copies of driver’s license, insurance card, two pay stubs, a utility bill, and two bank statements.
Most customers complete document submission in less than an hour.
Once documents are submitted and signed, it usually takes less than an hour for approval.
Then, funds are transferred into your bank account or a check mailed to you.
Your car title loan is complete.
Get a car title loan online today.
What could be easier?
What is a FICO credit score?
A FICO score is a numerical representation of your creditworthiness. The FICO score was developed by Fair-Isaac Corporation to assist lenders in determining risk associated with lending or supplying credit lines to individual borrowers.
FICO scores range from 300-850. The higher your score, the less expensive it is for you to borrow money or purchase items on credit. Higher scores mean you can obtain more credit at lower interest rates.
If your FICO score is lower, then the more expensive it is for you to borrow money or purchase items on credit.
You can learn more about FICO credit scores here.
How Do I Find Out My Credit Score?
Federal law says that you are entitled to receive a free credit report every 12 months. You may read more here.
You may order your credit report here.
Important note – the law only provides for a free report once every 12 months. Also, the free report does not include your credit score. If you would like to receive your credit score, there is a nominal charge between $8-10 depending on the credit bureau.
Why is My Credit Score Important?
Every adult in the United States should know their credit score.
You may ask: why do I need to know my credit score?
Knowing your credit score gives you an advantage when negotiating with a lender to borrow money.
Negotiating terms of a loan simply means getting the most favorable terms possible given your request for credit, the value of the vehicle, and your individual application information, which includes your credit score.
We do not require a credit check. But if you know your credit score, you may get a better deal!
More favorable terms save you money.
Knowing your credit score will also allow you to set goals to improve it.
For example, if you have a 520 FICO credit score, you may set a goal to improve it to a 620 in the next 12 months.
Why is improving your credit score important?
Improving your credit score will reduce future borrowing costs and save you money.
Remember, the higher your credit score, the lower your borrowing costs.
People with higher credit scores receive more offers from lenders.
Lenders will seek you out to offer to lend you money at more attractive interest rates.
Finally, knowing your credit score, especially if it is less than perfect, will save time when shopping for a lender.
How Do I find the Best Car Title Lender?
It takes a bit of work.
- Make a list of the 5 most important questions to you.
- Call 3 to 5 lenders.
- Ask your questions. Are you getting straight answers? If not, move on.
- Tell them how much you want to borrow.
- Tell them what kind of vehicle you have.
- Tell them your monthly income and expenses.
- Ask them what else is required to get a car title loan.
- Based on the information you provide, ask for a range of interest rates and monthly payments from lowest to highest.
- If you do not get straight answers, move on.
- Continue this process until you find someone you can trust.
How Do I find a Lender Willing to Work with Me?
If you need money fast and have bad credit, lenders may try to take advantage of you.
Remember, borrowing is an important decision that affects your financial future.
Having a relationship with a lender is important.
If you are searching for a bad credit title loan in Long Beach, find a lender willing to work with you.
Find a lender that gives you straight answers about how to get a fast cash title loan. Find a lender that keeps promises. Find a lender you can trust.
Make your payments on time.
If you fall behind on a payment, communicate with the lender, make payment arrangements to catch up.
Let the lender know when to expect payment. Keep your promises. This makes the relationship mutually beneficial.
I Need a Fast Cash Car Title Loan with Good Credit
If you live in Long Beach, own your vehicle, and have a good FICO credit score, then you can get an auto title loan at a very attractive interest rate.
Low interest rates mean low payments. The monthly savings can really add up.
A good FICO credit score means that you usually pay your bills on time, or that you do not have too much credit, or both.
Why not take advantage of a good FICO credit score?
You should tell our representative because anything that helps you reduce your monthly payments is a good thing.
We are here to help you get the best car title loan rate possible!
How Do I Get A Lower Interest Rate on a Car Title Loan in Long Beach
Why do Long Beach people choose GetABetterTitleLoan.com?
- Our service is fast. Loans on car titles can be done within a few hours.
- We offer straight talk. We do not waste time. If we cannot help, we tell you. If there is a better alternative for you, we tell you.
- We offer car title loans online. No need to visit a storefront.
- We offer lower rates on new loans. The lowest rate is 28.99% simple interest.
- We offer the best rates on refinanced car title loans. If you have a good track record of making payments, you will save hundreds or even thousands of dollars each year.
- We want repeat business. Working people deserve a break on a car title loan. The relationship between lender and borrower is important.
Where is the Serving Area for Car Title Loans Long Beach
Where Can I Get a Loan During the Government Shutdown?
The answer is here.
The Government Shutdown Loan Program is a special promotional offer during the period of a government shutdown or within 90 days following the government shutdown.
The last government shutdown ended January 25, 2019.
But due to popular demand, we are going to offer the Government Shutdown Loan from January 25 through April 30, 2019.
The government shutdown loan entitles you to “SKIP-A-PAYMENT” (any single, scheduled payment) during the first 6 months of the loan.
You will receive credit on your account for both principal and interest for a single monthly payment.
If you are short of cash right now, the loan could make a huge difference.
If you skip the first payment, your first real payment would be due 60 days from the day you get the cash.
Just text the words, “GS Loan Now” to 833-466-3498 and we will contact you.
Or, call us at 833-466-3498 and simply mention the Government Shutdown Loan. We’ll give you full details on how it works.
Even if you already have a car title loan, you may apply for the government shutdown loan.
Normal underwriting rules apply; however, you must be an employee of the federal government.
And of course, you must own title to your vehicle if you are seeking a new car title loan.
If you are seeking to refinance an existing car title loan, we will pay off your existing lender.
The government shutdown could save you money in the long run!
Where Can I Get a Tax Refund Loan?
The answer is here.
A lot of people need cash during tax season.
Many people get a loan during tax season.
Tax season begins February 1st and ends April 15th.
Maybe you expected a larger refund.
Some people get no refund at all.
The worst-case scenario is that you owe taxes.
Ask about our Tax Refund Car Title Loan.
Normal underwriting guidelines apply but we waive the Administration Fee of $75 for loans less than $5,000.
Every little bit helps.
We also amortize your loan over 36 months to keep your payments low. Then, you can either take your time to make monthly payments or pay it off early.
It is totally up to you!