Quick Cash Loan Tips
Quick Cash Loan Tip – If you are on this page, you may already have a car title loan. Enter information about your current title loan above. You may be able to lower your monthly payments. Car title loans may be refinanced at a lower monthly payment.
Quick Cash Loan Tip - Do not waste your time refinancing a car title loan if you have made less than six monthly payments. Most lenders will not consider a refinance with less than six months payment history on a car title loan. Generally, the longer your payment history, the better to demonstrate your ability to repay an auto title loan.
Quick Cash Loan Tip - If you have made at least 6 monthly payments, here’s what to do. Call your current lender. Request a loan payoff balance. You will need to give them your account number. Request a loan payment history for your car title loan (you are entitled to receive a loan payment history with a written request.) Make the request in writing (email is sufficient.) Request a copy of the promissory note (if you do not have one.) Always follow up with a telephone call to your current lender if you do not receive the information within 24 hours. You must ensure your request for information is handled in a timely manner. A demonstrated history of repayment says a lot about your ability to pay a car title loan. You are entitled to it!
Quick Cash Loan Tip - Even if your overall credit score is less than perfect, showing that you are paying on time for an existing auto title loan is a net positive. If you’ve already paid off your car title loan but you are looking for another one. The same rules apply – it will be a net positive for you.
Quick Cash Loan Tip - If your car title loan was paid off within the past 3 years, you may still request a loan payment history. You may also request a copy of your promissory note (if you do not have one.) Documentation is vital and will help you lower your monthly payments. We are here to help! Contact us if you have further questions.
Quick Cash Loan Tip – Many lenders offer access to auto title loans in California – Loan Mart, Fast Auto Loans, Title Max, Loan Me – just to name a few. If you have a car title loan in California and you have a good loan payment history, we can generally lower your monthly payments. Contact Us Today!